[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.yys.cz\/jsou-potreba-penize\/#Article","mainEntityOfPage":"https:\/\/www.yys.cz\/jsou-potreba-penize\/","headline":"Jsou pot\u0159eba pen\u00edze?","name":"Jsou pot\u0159eba pen\u00edze?","description":"Lidem jsou jak zn\u00e1mo zapot\u0159eb\u00ed pen\u00edze. Bez t\u011bch se u\u017e dnes ned\u00e1 v\u016fbec v\u00e9st norm\u00e1ln\u00ed \u017eivot, ten, kdo je nem\u00e1, nedok\u00e1\u017ee v dne\u0161n\u00ed spole\u010dnosti obst\u00e1t. Jen\u017ee i kdyby se \u010dlov\u011bk sna\u017eil sebev\u00edc, nikdy nem\u00e1 jistotu, \u017ee bude v\u017edy dostate\u010dn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00fd, \u017ee bude v\u017edy spolehliv\u011b m\u00edt na pokryt\u00ed sv\u00fdch ve\u0161ker\u00fdch finan\u010dn\u00edch pot\u0159eb. A kdy\u017e se […]","datePublished":"2020-09-21","dateModified":"2020-09-21","author":{"@type":"Person","@id":"https:\/\/www.yys.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.yys.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"yys.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.yys.cz\/wp-content\/uploads\/pen%C3%ADze%20na%20stole_1.jpg","url":"https:\/\/www.yys.cz\/wp-content\/uploads\/pen%C3%ADze%20na%20stole_1.jpg","height":0,"width":0},"url":"https:\/\/www.yys.cz\/jsou-potreba-penize\/","wordCount":436,"articleBody":"   Lidem jsou jak zn\u00e1mo zapot\u0159eb\u00ed pen\u00edze. Bez t\u011bch se u\u017e dnes ned\u00e1 v\u016fbec v\u00e9st norm\u00e1ln\u00ed \u017eivot, ten, kdo je nem\u00e1, nedok\u00e1\u017ee v dne\u0161n\u00ed spole\u010dnosti obst\u00e1t. Jen\u017ee i kdyby se \u010dlov\u011bk sna\u017eil sebev\u00edc, nikdy nem\u00e1 jistotu, \u017ee bude v\u017edy dostate\u010dn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00fd, \u017ee bude v\u017edy spolehliv\u011b m\u00edt na pokryt\u00ed sv\u00fdch ve\u0161ker\u00fdch finan\u010dn\u00edch pot\u0159eb. A kdy\u017e se n\u011bkdo zrovna pot\u00fdk\u00e1 s nouz\u00ed, nejednou nem\u00e1 jinou mo\u017enost, ne\u017e si v n\u011bkter\u00e9 z finan\u010dn\u00edch instituc\u00ed za\u017e\u00e1dat o p\u016fj\u010dku. Proto\u017ee p\u016fj\u010dka m\u016f\u017ee b\u00fdt nejednou tou jedinou cestou, t\u00edm jedin\u00fdm \u0159e\u0161en\u00edm, jak pot\u00ed\u017ee finan\u010dn\u00ed povahy n\u011bjak zvl\u00e1dnout.Jen\u017ee z\u00edskat p\u016fj\u010dku nen\u00ed \u010dasto snadn\u00e9. A to zejm\u00e9na v p\u0159\u00edpad\u011b, \u017ee se z\u00e1jemce o ni pot\u00fdk\u00e1 s v\u00fdrazn\u011bj\u0161\u00edmi finan\u010dn\u00edmi probl\u00e9my. V takov\u00e9 situaci se od n\u011bj toti\u017e nejednou finan\u010dn\u00ed instituce odvracej\u00ed, necht\u011bj\u00ed mu rad\u011bji u\u017e preventivn\u011b vyhov\u011bt. A to je pak velmi nemil\u00e9.Nemil\u00e9, ov\u0161em po\u0159\u00e1d je\u0161t\u011b zvl\u00e1dnuteln\u00e9. Proto\u017ee i kdyby selhalo cokoliv, jedno z\u016fst\u00e1v\u00e1 jist\u00e9. A to skute\u010dnost, \u017ee americk\u00e1 nebankovn\u00ed hypot\u00e9ka b\u00fdv\u00e1 poskytov\u00e1na i hodn\u011b problematick\u00fdm \u017eadatel\u016fm, a to navzdory tomu pr\u00e1v\u011b zm\u00edn\u011bn\u00e9mu za docela zaj\u00edmav\u00fdch a p\u0159\u00edzniv\u00fdch podm\u00ednek.I kdyby se podobn\u00fd \u017eadatel pot\u00fdkal s nedostate\u010dn\u00fdmi p\u0159\u00edjmy, i kdyby m\u011bl t\u0159eba i dal\u0161\u00ed nesplacen\u00e9 p\u016fj\u010dky, nep\u0159\u00edjemn\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce a dal\u0161\u00ed stinn\u00e9 str\u00e1nky, nad\u011bje tu v\u017edycky je, a to nemal\u00e1. Proto\u017ee u nebankovn\u00edch hypot\u00e9k nestoj\u00ed a nepad\u00e1 schvalov\u00e1n\u00ed \u017e\u00e1dosti (nav\u00edc podan\u00e9 velice jednodu\u0161e p\u0159es internet v podob\u011b vypln\u011bn\u00ed jednoduch\u00e9ho formul\u00e1\u0159e na webu nebankovn\u00ed spole\u010dnosti) na tomto, ale vlastn\u011b jenom na tom, zda m\u00e1 \u017eadatel p\u0159\u00edjmy dosta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed a n\u011bjakou nemovitost, kterou by mohl poskytnout jako z\u00e1ruku, \u017ee v\u0161echno bude \u0159\u00e1dn\u011b splaceno.Kdo vyhov\u00ed alespo\u0148 v pr\u00e1v\u011b nast\u00edn\u011bn\u00fdch minim\u00e1ln\u00edch po\u017eadavc\u00edch, m\u00e1 sv\u00e9 jist\u00e9. A po zastaven\u00ed nemovitosti a podpisu smlouvy mu tu p\u016fj\u010d\u00ed klidn\u011b i hodn\u011b velk\u00e9 pen\u00edze, a to za ide\u00e1ln\u00edch podm\u00ednek. A to je vlastn\u011b p\u0159\u00edmo terno.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jsou pot\u0159eba pen\u00edze?","item":"https:\/\/www.yys.cz\/jsou-potreba-penize\/#breadcrumbitem"}]}]